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Digital money manual · Personal walkthrough on call

Nobody handed you the money manual when you moved to Germany.

You need a sequence — not another forum thread.

You live and work here — but nobody gave you a plain-English map of tax, support, employer perks, and long-term savings. Most expats figure it out too late, or never.

Get your money manual
Expat at Cologne station reading a German payslip, with a glowing Money Manual guidebook outline beside her

Best fit for this free manual

Strong fit

  • Employed or starting employment soon in Germany
  • English-first; confused by payslips, letters, or insurance paths
  • Gaps still open: registration, insurance, tax posture, or employer perks
  • Preparing before arrival is welcome — we set expectations honestly

Still welcome — different outcome

  • Returnee who already has Steuer-ID, fund history, banks, and registration sorted
  • Pure validation with no open questions — we may mostly confirm your plan is sound

You are still welcome. We will not waste your time with a generic slideshow.

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You have been here long enough to pay tax and rent — but not long enough to feel anyone gave you the manual.

Logan Williams, expat financial coach in Cologne

Logan Williams is an expat financial coach in Cologne. He moved to Germany, learned the system the hard way, and now helps international professionals see what they qualify for — without product pitches or jargon.

What I do for you

  • What you may qualify for — subsidies for life events now and over the medium and long term
  • Where you are today, where you want to be, and a solid plan to get you there
  • A short questionnaire so your call is about your situation, not a generic slideshow
  • Clear next steps in plain English — no pressure to buy

Your Germany money manual

Answer a few questions about your life here — work, family, how long you plan to stay. We prepare your manual and walk through it together on a call. You see a first summary after submit; the full picture is on the call.

Three things worth knowing before the call

One belief shift, three practical breaks — then your personalised walkthrough.

  • The system is a sequence — not a language test

    Anmeldung, insurance, tax class, employer perks, long-term savings — in an order that makes sense. You do not need fluent insurance German to act.

  • You are not late — you are unmapped

    Subsidies and support exist, but they sit across agencies, German-only letters, and forum rumours. Nobody at HR gave you the map.

  • You need a guide — not a pitch deck

    Plain English from someone who has lived this in Köln. Your numbers and your questions on a call — no product pitch on the free walkthrough.

  • What you get today

    Short questionnaire → illustrative preview → personal walkthrough on a Cal Video call → optional written transition guide after we talk.

Get your money manual

A few minutes of questions. Then a call where we make sense of your situation together. No credit card. No product pitch on this page.

Get your money manual
Money Manual for expats in Germany · German Financial Planning